Private Client Services
Private client insurance helps individuals review coverage options for the life, assets, and legacy they have built. Starkweather & Shepley Insurance provides thoughtful guidance for more layered personal insurance needs.
Private Client Insurance for Evolving Lifestyles
As your lifestyle and responsibilities change, your insurance program may need to evolve with them. Starkweather & Shepley Insurance helps private clients evaluate options and make informed decisions over time.
Why Choose Starkweather & Shepley Insurance Brokerage, Inc.
Clients choose Starkweather & Shepley because of our relationship-focused approach and long history of service.
Clients choose Starkweather & Shepley for:
Clear communication
Thoughtful guidance
Long-term relationships
High-touch service
Broad insurance experience
National and international partner reach
Working With a Private Client Advisor
Private client insurance may involve several connected policies. A private client advisor can help clients evaluate how those policies work together and where added guidance may be useful.
Starkweather & Shepley Insurance helps clients review options across their insurance program. Through Assurex Global, the firm can also support coverage discussions for clients with assets in multiple locations.
What Private Client Insurance May Include
Private client insurance may include coverage for higher-value property, personal liability concerns, and lifestyle-related risks.
Coverage areas may include:
High-value homes
Primary and secondary residences
Personal liability insurance
Personal umbrella insurance
Luxury and collector vehicles
Jewelry and fine art
Yachts and watercraft
Domestic and international coverage options
Comparing available options regularly can help clients keep their insurance aligned with the way they live.
Private Client Insurance Planning
Starkweather & Shepley Insurance works with individuals looking for a more personal, advisory approach to insurance planning.
Coverage Reviews and Risk Discussions
Private client planning often starts by looking at current coverage, assets, policy limits, liability concerns, collections, and daily risks. This can help identify areas that may need added attention.
High-Value Homes and Lifestyle Assets
Valuable homes and lifestyle assets may need added coordination as ownership, appraisals, property use, or personal priorities change over time.
Additional Private Client Insurance Solutions
The following services may support a broader private client insurance strategy.
Coverage Reviews and Risk Discussions
Clients with homes or assets in more than one location may need added guidance. Starkweather & Shepley Insurance can help clients compare domestic and international options.
Contract and Documentation Reviews
Insurance-related contract reviews and subcontractor documents may be part of private client discussion. This is especially relevant for homes, projects, or household services.
Domestic Staff Guidance
Clients with domestic staff may have added insurance questions. Starkweather & Shepley Insurance can help evaluate coverage options tied to household employees.
Claims Guidance and Support
Claims guidance is an important part of the client relationship. Starkweather & Shepley Insurance provides communication and support throughout the process.
Life and Asset Planning
Life and asset planning may include life insurance, long-term care, disability insurance, or estate-related considerations as part of a broader evaluation.
Collection Protection
Collections may need added insurance support based on value, storage, display, or transport. Regular reviews can help address appraisals or new acquisitions.
A Reputation Built on Trust
We’ve built a strong reputation for service, professionalism, and responsiveness.
Our manufacturing facility has worked with Mike Prentiss for a number of years. Before we started doing buiness, our instance package was not up to par and needed help. Mike jumped in and needed help Mike jumped in and fine-tuned our coverage. His sense of urgency and knowledge of the insurance industry, particularly in the manufacturing area, are second to none. We could not be happier with the service, value and comfort knowing that we are in good hands.
Aviation Parts Manufacturer
I have had the pleasure of working with Mike Prentiss since 2020. His knowledge and expertise are second to none. Mike and the team at Starkweather & Shepley always respond quickly and are always there to help with my many questions and requests. I highly recommend them!
Callie Lee
Been using them for my insurance needs for 4 years and always there when you need them.
Joshua Evon
Frequently Asked Questions
What is private client insurance?
Private client insurance is designed for individuals whose personal insurance needs extend beyond standard household coverage.
Who should consider private client insurance?
Private client insurance may be appropriate for individuals who own higher-value homes, multiple residences, luxury or collector vehicles, yachts, fine art, jewelry, wine collections, or other valuable assets.
What does a private client insurance advisor do?
A private client insurance advisor helps clients understand insurance choices, discuss risks, and make informed insurance decisions over time.
How is private client insurance different from personal insurance?
Private client insurance often involves higher-value assets, broader liability concerns, and more layered insurance planning. It typically takes a more advisory approach.
What types of property can private client insurance include?
Coverage may include:
- Primary homes
- Vacation homes
- Luxury vehicles
- Collections
- Jewelry
- Fine art
- Yachts
- Other valuable property
Can private client insurance include domestic and international coverage?
Yes. Some private clients have homes, vehicles, collections, or other assets across multiple states or countries. Starkweather & Shepley Insurance can help clients review domestic and international coverage options through carrier and partner relationships.
